Your financial future is important.
But what are your goals and objectives? Do you want to retire early? Are you looking for more financial freedom during your midlife? Or are you at retirement age and looking to maximize the wealth you’ve already built?
Whatever the case, the team at Cal LeGrow can conduct an analysis of your current and projected financial situation, assess your risk level, and build a financial plan as unique as you are.
Investments
A sound Financial Plan requires access to a full suite of different types of investment products. It also requires Financial Advisors with an in-depth knowledge of those products to guide and support you as you build your unique investment portfolio.
At Cal LeGrow, we offer access to–and support of–a huge array of investment products, suitable for both individuals and groups.
Registered Retirement Savings Plans (RRSPs)
A Registered Retirement Savings Plan (RRSP), is a type of financial account that holds savings and investment assets. RRSPs have various tax advantages compared to investing outside of tax-preferred accounts. The amount of money that can be contributed each year is limited.
Tax Free Savings Accounts (TFSAs)
A Tax Free Savings Account (TFSA) is an investment or savings account that allows for tax free gains. The amount of money that can be contributed to a TFSA each year is limited each year.
Registered Education Savings Plans (RESPs)
A Registered Education Savings Plan (RESP) is a type of investment available to caregivers to save for their children’s post-secondary education.
Guaranteed Investment Certificates (GICs)
A Guaranteed Investment Certificate (GIC) is a low risk investment that offers a guaranteed rate of return over a fixed period of time.
Registered Retirement Income Funds (RRIFs)
A Registered Retirement Income Funds (RRIF) can be looked at like an add-on to your RRSP that you can withdraw from and use throughout retirement.
Life Income Funds (LIFs)
A life income fund (LIF) is a type of registered retirement income fund (RRIF) that can be used to hold locked-in pension funds as well as other assets for an eventual payout as retirement income.
Annuities
Annuities are financial products that offer a guaranteed income stream, normally used by retirees.
High Net Worth Solutions
We work with three of Canada’s most respected private wealth management companies including:
- Newport Private Wealth
- Fiduciary Trust Canada (subsidiary of Franklin Templeton)
- Manulife Private Wealth
These companies provide customized wealth management solutions to affluent Canadians, helping them preserve, grow, and transfer their wealth.
