Whether you’re embarking on a new construction project or purchasing an existing home, our dedicated Professional Mortgage team can help you:

  • Determine what you can afford
  • Review your down payment options
  • Understand all additional expenses associated with buying a home, like closing costs and other potential fees

Current Mortgage Rate is 4.99%

  • Five year fixed
  • Cashback is available on some rates and terms!
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First Home Mortgage

Are you purchasing your first home? We’re excited for you, and want to assist you in making decisions that can have a massive effect on your real estate investment dreams. We have a team who specialize in finding the perfect mortgage for first time buyers, and we promise to walk you through everything step by step.

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Vacation, Second Home & Rental Mortgage

Do you dream of relaxing on the shore of a serene lake, listening to the gently lapping waves as the sun sets?

Or are your dreams chillier, tucked up next to a fire in your very own ski chalet?

Maybe you have a child attending university and need to purchase a second property, or an aging parent who can no longer afford to pay for their own residence.

Whether buying a second home, rental home, or vacation home, our trusted team of mortgage brokers can help you find the perfect fit for your unique set of circumstances.

Call Cal LeGrow today to speak with a mortgage expert.
709.778.2388 /toll free 888.720.3282

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Mortgage Renewals

Your team at Cal LeGrow knows that circumstances change. Luckily, during mortgage renewal, you can renegotiate nearly all aspects of your financing: amortization, rate, term, all without incurring penalties. Unfortunately, many mortgages auto-renew when the time comes, resulting in you potentially paying hundreds of dollars more a month.

A mortgage broker, one with a wealth of knowledge and connections, can shop around on your behalf, finding the best possible renewal fit for you. We work to save you money in both the short and the long term.

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Mortgage Insurance

Your house is likely one of the largest purchases you will make in your lifetime. It contains cherished memories for you and your loved ones; it’s more than four walls and a roof. If the unthinkable happened–if you were to become ill, injured, or even die–what would happen to your mortgage debt?

Mortgage Insurance gives you peace of mind that your loved ones will be safe and secure. It’s a comfort and, for some, a necessity. You, your partner, a guarantor, and any other individual involved in your loan will be covered, and your mortgage will be paid even in the worst-case scenario.

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Mortgage Refinancing

Mortgage refinancing is a big decision–one that our team can guide you through with trust and care.

There are many reasons to consider mortgage refinancing:

  • Reduce your mortgage repayment
  • Shorten the term of your loan
  • Consolidate debt
  • Secure a lower interest rate
  • Tap into your equity for other expenses
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Mortgage Calculator

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month.

Our Mortgages Team

Susan Powell

Mortgage Broker

St. John's, NL


Diane Rogers

Mortgage Broker

St. John's, NL


Joanne Mercer

Mortgage Broker

St. John's, NL


Mandy Keating

Mortgage Broker Assistant

St. John's, NL


We’ve been friends
for over 30 years.

There’s a reason why Cal LeGrow has been in business in Atlantic Canada for over 30 years. We like to think it’s because our clients become our friends, and we treat our friends like family. Get in touch to find out our best friend advice for your home and auto insurance.